When it comes to your overall health, there’s one part that shouldn’t be neglected––your eyes. Even if they’re very small parts of your body, they play a very important role. Just imagine how your life is going to fair if you could no longer see.
Minor eye problems like unclear vision can impair your ability to do simple things such as driving, or seeing from afar. For this reason, it’s important to be conscious about one’s eye health.
Taking good care of one’s eyes can be quite costly. One of the most common solutions to eye problems is to have customized prescription glasses. If you go to an optical store, you’ll see that quality eyewear does come with a price. Fortunately, there’s a type of insurance that’ll have this covered.
Read through below to learn about the accepted insurance for eyewear orders.
Vision Plan or Vision Insurance
A vision plan is an insurance policy that reduces costs for routine eye exams and eye procedures like Lasik surgery. Vision plans also cover the cost for corrective eyewear like eyeglasses and contact lenses. Some stores take online insurance eyeglasses order.
A vision insurance policy works differently from ordinary medical or health insurance. The latter provides unlimited benefits after a certain amount of premiums or deductibles have been completed, while most vision insurance only offer specific benefits and discounts.
What To Consider When Buying A Vision Plan
When buying a vision plan, make sure to choose the plan which covers your needs. Else, you won’t be able to gain the maximum advantage out of your plan. The good news is that Vision Insurance Plans are relatively cheap. They can run anywhere from USD$5-15 per month.
It’s also worth noting to check with your eye doctor whether or not he takes vision insurance.
If your employer offers you with vision insurance, then this takes away the need for you to have to get one yourself. But, a word of caution for you to remember is that you can only have one chance to sign up for this during the annual open enrollment period.
What Can A Vision Insurance Buy You
When it comes to buying ordinary eyewear, this shouldn’t feel like much of a burden since they aren’t usually that expensive. However, you’d have to pay a bit more for purchasing specialty corrective lenses should you opt for them. These would include:
- Progressive lenses with no multifocal lenses. This is the kind of lens needed by most people above 40 years old, who may start experiencing difficulty going through details. They enable you to see even from afar without the age-defying bifocal lines that would’ve otherwise been visible in regular bifocal and trifocal glasses.
- Anti-reflective coating. This will help you see better. Other commonly used terms for this kind of coating include anti-glare coating. This doesn’t only improve your vision, but it’ll also reduce eye strain and make your eyeglasses look more attractive.
- Photochromic lenses. These refer to the special type of eyeglass lenses that are clear indoors but darken automatically outdoors. This is also referred to as light-adaptive or light-intelligent lenses. If you don’t like wearing eyeglasses, this is available now for contact lenses as well. That way, you have that added protection from the harmful UV rays of the sun.
Vision insurance can significantly lessen your expenses for these corrective lenses. You can even enjoy discounts on your routine eye checks.
If you have a more comprehensive vision insurance, this can also cover other expenses such as permanent vision impairment, eye diseases, and all forms of eye surgery.
Where Can Vision Insurance Be Purchased
Vision insurance is often provided by employers, school districts, and associations. You can also double-check with your local state, as the government can provide this through Medicare or Medicaid.
If you prefer to purchase a group plan for your family or just for yourself, there are also insurance providers that have this readily available.
Conclusion
Bottom line is that vision insurance is important. Many might think that it’s not necessary, but it still pays to have one.
It might be rare for someone not to have vision problems, particularly when they’ve already started to age. With the cheaper cost that vision plans entail, there’s not much reason you wouldn’t want to buy one.
Just remember to choose the vision insurance that best suits your needs and one that your eye doctor accepts so you won’t waste any of your premiums. There’s no harm in planning everything for your eye health.